The Leveller

Stephen Conley

Know what you're signing. Before it's too late. Most people sign contracts they haven't fully read. Not because they don't care — but because contracts are long; dense; and written by people with more legal resource than the person signing them. The Leveller™ changes that. Upload any contract — a PDF; a photo; or pasted text — and The Leveller™ analyses it in plain English; surfacing hidden costs; unfair clauses; risk-shifting language; and power imbalances. Every agreement gets a risk score out of 100 so you know exactly what you're agreeing to before you commit. WHEN YOU CAN'T TALK TO ANYONE Some of the people who need The Leveller™ most are those who have already been harmed — and are now being asked to sign something that limits what they can do next. Settlement agreements with confidentiality clauses. Redress scheme rules that cap recovery. Post-claim insurer letters that reassign rights without explanation. These documents arrive when legal advice is most needed and least affordable. The Leveller™ gives you a way to understand what you are being asked to agree to — privately; without breaching any confidentiality obligation; and without legal fees. WHAT THE LEVELLER™ ANALYSES: Motor finance; mortgages; credit cards; and secured loans Investments; pensions; and structured products Insurance; life cover; and income protection Tenancy; leasehold; and property agreements Legal services agreements and Conditional Fee Agreements (CFAs) Claims management and no win no fee contracts Insurance-backed guarantees (IBGs) and warranties Home improvement; retrofit; cavity wall; and solar panel contracts Settlement agreements and assignment of rights Complaints; redress and arbitration schemes Subrogation and insurer recovery communications Employment; zero hours; and settlement agreements Subscriptions; telecoms; and utilities WHAT YOU GET: A risk score out of 100 Plain-English summary of what you're agreeing to Hidden costs and undisclosed charges identified Red flags rated High; Medium; or Low risk Questions to ask before you sign Strategic guidance on your position A downloadable PDF report to keep or share WHAT TESTERS SAY: The Leveller is beginning to support people not only before they sign something; but also after harm has already occurred — when they are trying to understand settlement offers; assignments; insurer recovery letters; redress schemes and arbitration processes. That is often when consumers are at their most vulnerable. — Debra Sofia Magdalene; Retrofit Right Campaign BUILT BY GET SAFE — SUPPORT AFTER FINANCIAL EXPLOITATION The Leveller™ was developed by Get SAFE; a UK organisation supporting survivors of financial harm. It is an informed consent tool — not legal advice — designed to put ordinary people on a level footing with the institutions asking them to sign. Know what you're signing.